Interest Rates   January 14, 2025 SOFR: 4.30% Prime: 7.50% Prime/SOFR Spread: 3.20% 20 Year T-Bonds: 5.06% (1/14/25) SOFR is the Secured Overnight Financing Rate Note to Clients   Lenience will operate with greater force, in some instances, than rigor. It is therefore my first wish to have all of my conduct distinguished by it. (George Washington)

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